Planning an international trip can be a daunting task when you want to travel alone or with your family. There are many reasons why you must consider purchasing international travel insurance. Reasons may include risks and uncertainties such as trip cancellations, lost luggage, traveling with the elderly or young children, or medical emergencies.
To ensure a risk-free travel experience, you need to choose a reliable insurance provider that specializes in foreign needs. Here, we profile three insurers known for their comprehensive coverage options and excellent customer service and global assistance networks.
All three companies offer tailor-made services based on your travel plans. So, choose the right insurance company and you can start your journey with confidence. Plus, it's good to know you have a support system by your side during your international travel adventures.
Global HTH
HTH Worldwide is a leading insurance provider offering the most comprehensive insurance packages for international travelers. The company has a wide range of ancillary services and unique features to ensure all travelers as customers receive the protection and support they need during their travels.
Feature
HTH Worldwide has features tailored to the specific needs of international travelers. The sections are listed below for your reference.
1. Medical Insurance: For any international travel, HTH Worldwide can cover medical expenses, including doctor visits, hospital stays and prescription drugs, no matter where you are. HTH has an extensive network of healthcare providers around the world, covering almost all countries, guaranteeing you uninterrupted access to high-quality medical care.
2. Medical Evacuation: Sometimes you may need to be evacuated to a better medical facility for medical emergencies. HTH Worldwide also offers this option. This ensures travelers have easy access to emergency medical care should they need to travel to other medical facilities.
3. 24/7 Service: HTH Worldwide operates 24/7 from all locations worldwide. It's designed to help travelers, even with jet lag. The insurance provides the assistance of multilingual customer service representatives to assist you with all medical referrals, travel arrangements, and other travel-related inquiries.
Advantage
HTH Worldwide has several advantages that make it the top insurance provider for international travelers.
1. Financial protection: Travelers with HTH Worldwide insurance can now claim medical expenses, including emergency expenses. This provides medical coverage and peace of mind without worrying about additional costs.
2. Support: All travelers now have the extra support they need when unfamiliar situations arise. Since you're in an unfamiliar situation, it's good to know you have an insurance company to support you. Plus, you'll get translation services so you can handle emergencies with ease.
3. Network of healthcare professionals: HTH has carefully selected teams of healthcare providers around the world. So, if you need medical help, you can always contact us. Doctors are available 24 hours a day.
Travel Safety
TravelSafe is another insurer with a unique position in the insurance world. As a key feature, the company provides coverage for travel plans involving lost luggage, itinerary cancellations and missed connecting flights. However, other insurance packages cover accidental death, dismemberment and non-medical evacuation.
TravelSafe has two plans as follows.
1. The basics of safe travel
2. Safe travel classic version
Below is a comparison chart for your reference.
|
|
Basic coverage |
Classic coverage |
| Trip cancellation |
100% up to $10,000 |
100% up to $100,000 |
| Trip interruption |
100% of the trip cost |
150% of the trip cost |
| Missed connection |
500$ |
2,500$ |
| Baggage delay |
$100 |
$250 |
| Lost luggage |
$500 |
$2,500 |
| Medical emergency |
$35,000 |
$100,000 |
| Emergency evacuation & repatriation of remains |
$100,000 |
$1,000,000 |
| 24 hr accidental death & dismemberment coverage |
NA |
$25,000 |
| Nonmedical emergency evacuation |
NA |
$25,000 |
| covid -19 coverage |
yes |
yes |
If you want to know which travel insurance is best for you, you must first determine your needs. Ask yourself if you're planning on taking an easy vacation. Are you looking for an adventure or a long road trip? Or do you have a Premium Travel Card?
This allows you to choose add-ons to your insurance plan. It covers any damage to your vehicle.
Pussy 70
It may seem strange now, but Cat 70 offers a comprehensive program to all of its customers. It includes one-way medical coverage, interruption reimbursement, trip cancellation coverage, emergency medical evacuation and baggage issues.
Emphasize
Highlights of Cat 70 insurance travel protection are listed below.
1. Basic medical care and transportation are free.
2. Insurance coverage includes health insurance, luggage insurance, interruption insurance and cancellation insurance.
3. Existing health insurance (if you are eligible).
Note, however, that there is only one guideline, which means there is no choice. Also, there is very little coverage for luggage and gear. Various excursions, such as bungee jumping, are not included in the list.
Coverage List
1.100% on cancellation
2.150% with brownout
3. $500,000 for Primary Health Care
4. $500,000 for medical evacuation
5. Accidental death and dismemberment $10,000
6. Travel delay $500, daily limit $150
7. Baggage delay worth $250, effective after 24 hours
8. Lost luggage or personal items worth $500
9. $500 Missed Connection Guarantee
Note that all of this is covered under one policy, which makes the Cat 70 unique.
If you're an avid traveler, you can choose from one of three insurance companies. There's nothing like saving money and living in peace while traveling.
However, check the reviews beforehand and, if necessary, ask colleagues about their experiences. This will give you a clear idea of what your agreed insurance goals are. So choose the best and have fun traveling.
